{"id":6832,"date":"2024-03-28T19:15:12","date_gmt":"2024-03-28T19:15:12","guid":{"rendered":"https:\/\/phc24.yourcode-staging.com\/pt\/artigo\/conheca-a-nova-linha-de-apoio-a-tesouraria-das-empresas\/"},"modified":"2024-04-10T22:14:09","modified_gmt":"2024-04-10T22:14:09","slug":"conheca-a-nova-linha-de-apoio-a-tesouraria-das-empresas","status":"publish","type":"artigo","link":"https:\/\/phcsoftware.com\/pt\/artigo\/conheca-a-nova-linha-de-apoio-a-tesouraria-das-empresas","title":{"rendered":"Conhe\u00e7a a nova linha de apoio \u00e0 tesouraria das empresas"},"content":{"rendered":"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_image=”https:\/\/phcsoftware.com\/pt\/wp-content\/uploads\/sites\/3\/2024\/03\/contabilidade_financas.jpg” bg_position=”left top” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”7%” constrain_group_1=”yes” bottom_padding=”7%” left_padding_desktop=”5%” constrain_group_2=”yes” right_padding_desktop=”5%” right_margin=”0″ top_margin_phone=”20%” text_color=”light” text_align=”left” row_border_radius=”10px” row_border_radius_applies=”bg” overflow=”visible” color_overlay=”#383838″ overlay_strength=”0.8″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”center” phone_text_alignment=”center” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text]Artigo[\/vc_column_text][vc_column_text]\n

Conhe\u00e7a a nova linha de apoio \u00e0 tesouraria das empresas<\/h2>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”padding-10-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”left” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”3%” left_padding_desktop=”5%” constrain_group_2=”yes” right_padding_desktop=”5%” left_padding_tablet=”0%” constrain_group_4=”yes” right_padding_tablet=”0%” left_padding_phone=”0%” constrain_group_6=”yes” right_padding_phone=”0%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all” class=”linhaTempoLeitura”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”horizontal” column_element_alignment=”center” column_element_spacing=”50px” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text]27 de Outubro 2023[\/vc_column_text][vc_column_text]Tempo de leitura: 5min[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=”No Line” custom_height=”25px”][vc_column_text]\n
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A implica\u00e7\u00e3o econ\u00f3mica e a imprevisibilidade da dura\u00e7\u00e3o da pandemia de COVID-19 exigiram a cria\u00e7\u00e3o de linhas de financiamento \u2014 juntamente com outras medidas de apoio \u2014 com o objetivo de responder \u00e0s necessidades urgentes das empresas de forma a assegurar a sua atividade.<\/p>\n

Embora a cria\u00e7\u00e3o da linha de apoio \u00e0 tesouraria das micro e pequenas empresas j\u00e1 tivesse sido formalizado em Decreto-Lei n.\u00ba 64\/2021<\/a>, os detalhes referentes a caracter\u00edsticas do apoio, como o prazo de maturidade, o per\u00edodo de car\u00eancia de capital e a taxa de juro, s\u00f3 recentemente foram divulgados.<\/p>\n

Segundo a Portaria n.\u00ba 192-A\/2021<\/a>, as micro e pequenas empresas em crise empresarial que recorram \u00e0 linha de apoio \u00e0 tesouraria, de 100 milh\u00f5es de euros, t\u00eam de reembolsar os subs\u00eddios a uma taxa de juro de 1,5%<\/strong>, no m\u00e1ximo de quatro anos. Lendo-se, inclusive, que, \u201cao apoio financeiro \u00e9 aplic\u00e1vel uma taxa de juro fixa de 150 pontos base\u201d.<\/p>\n<\/div>\n

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Quem s\u00e3o os benefici\u00e1rios?<\/h2>\n

S\u00e3o benefici\u00e1rias da Linha de Apoio MPE<\/strong> as micro e pequenas empresas, de qualquer setor de atividade, em situa\u00e7\u00e3o de crise empresarial, nos termos do disposto no Decreto-Lei n.\u00ba 6-C\/2021<\/a>, de 15 de janeiro, na sua reda\u00e7\u00e3o atual, que cumpram e demonstrem o cumprimento das condi\u00e7\u00f5es previstas no artigo 6.\u00ba da presente portaria.<\/p>\n

De acordo com os termos da Recomenda\u00e7\u00e3o 2003\/361\/CE<\/a> da Comiss\u00e3o Europeia, de 6 de maio, entendendo-se por:<\/p>\n

a) Microempresa, a que emprega menos de 10 pessoas e cujo volume de neg\u00f3cios anual ou balan\u00e7o total anual n\u00e3o excede 2 milh\u00f5es de euros;<\/p>\n

b) Pequena empresa, a que emprega menos de 50 pessoas e cujo volume de neg\u00f3cios anual ou balan\u00e7o total anual n\u00e3o excede 10 milh\u00f5es de euros.<\/p>\n

Desta forma, para acederem aos apoios disponibilizadas pelo governo \u2014 incluindo Empres\u00e1rios em Nome Individual<\/strong> (ENI), com contabilidade organizada \u2014 as empresas devem obter a Certifica\u00e7\u00e3o PME<\/a>.<\/p>\n<\/div>\n